Get funded in 24 hours
with zero credit impact
Personal broker service for UK SMEs. From £5K to £500K.
Expert matching, dedicated support, transparent process.
Why businesses choose CapExpand
Personal broker service. Expert matching. Fast decisions.
Check your eligibility in minutes without affecting your credit score
Get matched with the best lender for your business (not an algorithm)
Borrow from £5,000 to £500,000 - perfect for UK SMEs
Personal account manager guides you through the entire process
24-hour decisions
Most applications get a decision the same day, with funds in your account within 48 hours. No waiting weeks like traditional banks.
Flexible repayments
Repay from daily card sales. Busy day? Pay more. Quiet day? Pay less. No fixed monthly stress.
Personal service
Work directly with your dedicated account manager. No bots, no algorithms, no automated responses. Just real human support when you need it.
Powering leading UK businesses
We connect you with top-rated funding partners
How it works
Get funded in four simple steps. No complicated processes, no endless forms.
Apply in 2 minutes
Quick online application. Just 8 basic questions about your business.
We match you
Your dedicated account manager matches you with the best lender from our panel.
Get approved
Decision within 24 hours. We'll call you personally with your options.
Receive funds
Money in your account within 24-48 hours. Then get back to growing your business.
No impact on your credit score • 2-minute application • 90% approval rate
What our customers say
Join 1,000+ UK businesses who've grown with CapExpand funding
"Got £30K in 24 hours to stock up before Christmas. Game-changer for my restaurant. The repayments flex with my sales which is perfect for seasonal trade."
"Applied at 10am, had approval by 2pm the same day. No endless forms, no waiting weeks. Alex personally called me to explain everything."
"The flexible repayments saved my business during quiet winter months. When sales are low, repayments are low. Brilliant for seasonal businesses like mine."
See how much you could borrow
Get your personalised funding estimate in 30 seconds
How Much Can You Borrow?
Get an instant estimate based on your monthly card sales. Soft credit checks only, no obligations.
Your Funding Range
Decision in 24 hours
Funds in 2-3 business days
Personal guarantee required
Better rates than going direct
Our broker relationships secure preferential rates that aren't available through direct applications. Average 15-25% cheaper factor rates.
* This is an estimate only. Actual funding amount depends on your business profile and lender approval. Representative example: £20,000 advance with 1.4 factor rate = £28,000 total repayment. 15% of card sales = ~9 month term.
The CapExpand difference
Personal service. Expert guidance. Fast decisions.
Dedicated Account Manager
Work directly with your personal account manager from application to funding. No bots, no automated responses.
Expert Lender Matching
We match you with the perfect lender for your business based on years of experience and relationships.
24-Hour Decisions
Get approved fast. Most applications receive a decision within 24 hours, funds in 48 hours.
Personal finance brokering for UK businesses
Get startedSee how much you could borrow
Get your personalized funding estimate in 30 seconds
How Much Can You Borrow?
Get an instant estimate based on your monthly card sales. Soft credit checks only, no obligations.
Your Funding Range
Decision in 24 hours
Funds in 2-3 business days
Personal guarantee required
Better rates than going direct
Our broker relationships secure preferential rates that aren't available through direct applications. Average 15-25% cheaper factor rates.
* This is an estimate only. Actual funding amount depends on your business profile and lender approval. Representative example: £20,000 advance with 1.4 factor rate = £28,000 total repayment. 15% of card sales = ~9 month term.
More ways we can help your business
Card Machines
Competitive rates from 0.29%. Free terminal rental, no setup fees, next-day delivery.
Business Energy
Compare leading business energy tariffs to lock in better rates for your premises.
Ready to fund your next move?
Get your quote in 2 minutes. Personal service from application to funding.