Grow Your Business with Smart Funding
£5K-£500K to Fuel Your Growth
Flexible funding and payment solutions designed for ambitious UK businesses.
Invest in stock, equipment, marketing, or expansion • Unsecured options available
✓ 90% approval rate • ✓ Flexible repayment terms • ✓ Options with/without personal guarantees
Trusted Funding Partners
We work with leading UK funding providers to get you the best rates
All reviews verified by Trustpilot • Hover to pause • Click to view reviews
See How Much You Could Borrow
Get your personalized funding estimate in 30 seconds
💡 Over 90% of businesses qualify • No credit check required • Instant results
How Much Can You Borrow?
Get an instant estimate based on your monthly card sales. Soft credit checks only, no obligations.
Your Funding Range
Decision in 24 hours
Funds in 2-3 business days
Personal guarantee required
Better rates than going direct
Our broker relationships secure preferential rates that aren't available through direct applications. Average 15-25% cheaper factor rates.
* This is an estimate only. Actual funding amount depends on your business profile and lender approval. Representative example: £20,000 advance with 1.4 factor rate = £28,000 total repayment. 15% of card sales = ~9 month term.
Your Growth Journey Starts Here
Partner with us to scale your business in 4 simple steps
Apply Online
Quick 3-minute application. We only need basic business info.
Instant Assessment
Our system analyzes your card sales to calculate your funding amount.
Get Approved
Receive your decision within 24 hours. Most approved same day.
Receive Funds
Money in your account within 2-3 business days.
⭐ See Why UK Businesses Love CapExpand
Real reviews • Real savings • Continuous smooth scrolling
"Switched from Worldpay to Dojo through CapExpand and I'm saving £180/month. The whole process took less than a week and everything was explained clearly. No hidden fees, exactly as promised."
James Wilson
The Crown & Anchor Pub
"We were paying 2.1% with our old provider. CapExpand negotiated 1.49% with Dojo plus a free terminal upgrade. That's £340 extra profit every month for a busy restaurant like ours."
Sarah Chen
Chen's Restaurant
"As a mobile plumber, I need a simple card reader that works everywhere. CapExpand got me on Dojo with better rates than I could get myself. Pays out next day and the reader connects to my phone instantly."
Mike Thompson
Thompson Plumbing
"We process about £45k monthly in card payments. CapExpand got us a deal with Dojo at 0.89% - our old provider was charging 1.65%. That's over £3,500 saved this year already!"
David Kumar
Kumar's Convenience Store
"Pubs operate on tight margins so every penny counts. CapExpand found us a Dojo package that saved £220/month. The support has been excellent too - always someone to talk to when needed."
Lisa Martinez
The Green Oak Pub
"We'd been with the same provider for 8 years and never thought to switch. CapExpand showed us we were overpaying by £280/month! Now on Dojo with modern terminals and much better rates."
Tom Anderson
Anderson & Co Accountants
"I'm a small business owner, not a finance expert. The team at CapExpand explained everything in plain English and found me a great Dojo deal. Saving £85/month might not sound huge but for a florist it really adds up."
Rachel Foster
Bloom Florist
"We have a busy takeaway and restaurant. Card payments are 80% of our business. CapExpand moved us to Dojo at 1.29% - our old rate was 1.95%. On £60k monthly, that's a massive difference."
Ahmed Patel
Spice Garden Restaurant
"Old Elavon contract ending, dreading the renewal call. Found CapExpand online, filled in form. They called back within 2 hours with 4 options. Went with Dojo - 0.92% vs Elavon's renewal at 1.48%. £190/month saving."
Emma Wright
Premier Express Convenience
"Been with same card provider since 2019 (Paymentsense). Paying 1.65% + £28/month. CapExpand got us Dojo at 0.94% + £0/month. Saves about £165/month. Whole switch took exactly 1 week. New terminals are miles better."
Tony Bennett
Bennett's Fish & Chips
"Switched from Worldpay to Dojo through CapExpand and I'm saving £180/month. The whole process took less than a week and everything was explained clearly. No hidden fees, exactly as promised."
James Wilson
The Crown & Anchor Pub
"We were paying 2.1% with our old provider. CapExpand negotiated 1.49% with Dojo plus a free terminal upgrade. That's £340 extra profit every month for a busy restaurant like ours."
Sarah Chen
Chen's Restaurant
"As a mobile plumber, I need a simple card reader that works everywhere. CapExpand got me on Dojo with better rates than I could get myself. Pays out next day and the reader connects to my phone instantly."
Mike Thompson
Thompson Plumbing
"We process about £45k monthly in card payments. CapExpand got us a deal with Dojo at 0.89% - our old provider was charging 1.65%. That's over £3,500 saved this year already!"
David Kumar
Kumar's Convenience Store
"Pubs operate on tight margins so every penny counts. CapExpand found us a Dojo package that saved £220/month. The support has been excellent too - always someone to talk to when needed."
Lisa Martinez
The Green Oak Pub
"We'd been with the same provider for 8 years and never thought to switch. CapExpand showed us we were overpaying by £280/month! Now on Dojo with modern terminals and much better rates."
Tom Anderson
Anderson & Co Accountants
"I'm a small business owner, not a finance expert. The team at CapExpand explained everything in plain English and found me a great Dojo deal. Saving £85/month might not sound huge but for a florist it really adds up."
Rachel Foster
Bloom Florist
"We have a busy takeaway and restaurant. Card payments are 80% of our business. CapExpand moved us to Dojo at 1.29% - our old rate was 1.95%. On £60k monthly, that's a massive difference."
Ahmed Patel
Spice Garden Restaurant
"Old Elavon contract ending, dreading the renewal call. Found CapExpand online, filled in form. They called back within 2 hours with 4 options. Went with Dojo - 0.92% vs Elavon's renewal at 1.48%. £190/month saving."
Emma Wright
Premier Express Convenience
"Been with same card provider since 2019 (Paymentsense). Paying 1.65% + £28/month. CapExpand got us Dojo at 0.94% + £0/month. Saves about £165/month. Whole switch took exactly 1 week. New terminals are miles better."
Tony Bennett
Bennett's Fish & Chips
"Switched from Worldpay to Dojo through CapExpand and I'm saving £180/month. The whole process took less than a week and everything was explained clearly. No hidden fees, exactly as promised."
James Wilson
The Crown & Anchor Pub
"We were paying 2.1% with our old provider. CapExpand negotiated 1.49% with Dojo plus a free terminal upgrade. That's £340 extra profit every month for a busy restaurant like ours."
Sarah Chen
Chen's Restaurant
"As a mobile plumber, I need a simple card reader that works everywhere. CapExpand got me on Dojo with better rates than I could get myself. Pays out next day and the reader connects to my phone instantly."
Mike Thompson
Thompson Plumbing
"We process about £45k monthly in card payments. CapExpand got us a deal with Dojo at 0.89% - our old provider was charging 1.65%. That's over £3,500 saved this year already!"
David Kumar
Kumar's Convenience Store
"Pubs operate on tight margins so every penny counts. CapExpand found us a Dojo package that saved £220/month. The support has been excellent too - always someone to talk to when needed."
Lisa Martinez
The Green Oak Pub
"We'd been with the same provider for 8 years and never thought to switch. CapExpand showed us we were overpaying by £280/month! Now on Dojo with modern terminals and much better rates."
Tom Anderson
Anderson & Co Accountants
"I'm a small business owner, not a finance expert. The team at CapExpand explained everything in plain English and found me a great Dojo deal. Saving £85/month might not sound huge but for a florist it really adds up."
Rachel Foster
Bloom Florist
"We have a busy takeaway and restaurant. Card payments are 80% of our business. CapExpand moved us to Dojo at 1.29% - our old rate was 1.95%. On £60k monthly, that's a massive difference."
Ahmed Patel
Spice Garden Restaurant
"Old Elavon contract ending, dreading the renewal call. Found CapExpand online, filled in form. They called back within 2 hours with 4 options. Went with Dojo - 0.92% vs Elavon's renewal at 1.48%. £190/month saving."
Emma Wright
Premier Express Convenience
"Been with same card provider since 2019 (Paymentsense). Paying 1.65% + £28/month. CapExpand got us Dojo at 0.94% + £0/month. Saves about £165/month. Whole switch took exactly 1 week. New terminals are miles better."
Tony Bennett
Bennett's Fish & Chips
"Switched from Worldpay to Dojo through CapExpand and I'm saving £180/month. The whole process took less than a week and everything was explained clearly. No hidden fees, exactly as promised."
James Wilson
The Crown & Anchor Pub
"We were paying 2.1% with our old provider. CapExpand negotiated 1.49% with Dojo plus a free terminal upgrade. That's £340 extra profit every month for a busy restaurant like ours."
Sarah Chen
Chen's Restaurant
"As a mobile plumber, I need a simple card reader that works everywhere. CapExpand got me on Dojo with better rates than I could get myself. Pays out next day and the reader connects to my phone instantly."
Mike Thompson
Thompson Plumbing
"We process about £45k monthly in card payments. CapExpand got us a deal with Dojo at 0.89% - our old provider was charging 1.65%. That's over £3,500 saved this year already!"
David Kumar
Kumar's Convenience Store
"Pubs operate on tight margins so every penny counts. CapExpand found us a Dojo package that saved £220/month. The support has been excellent too - always someone to talk to when needed."
Lisa Martinez
The Green Oak Pub
"We'd been with the same provider for 8 years and never thought to switch. CapExpand showed us we were overpaying by £280/month! Now on Dojo with modern terminals and much better rates."
Tom Anderson
Anderson & Co Accountants
"I'm a small business owner, not a finance expert. The team at CapExpand explained everything in plain English and found me a great Dojo deal. Saving £85/month might not sound huge but for a florist it really adds up."
Rachel Foster
Bloom Florist
"We have a busy takeaway and restaurant. Card payments are 80% of our business. CapExpand moved us to Dojo at 1.29% - our old rate was 1.95%. On £60k monthly, that's a massive difference."
Ahmed Patel
Spice Garden Restaurant
"Old Elavon contract ending, dreading the renewal call. Found CapExpand online, filled in form. They called back within 2 hours with 4 options. Went with Dojo - 0.92% vs Elavon's renewal at 1.48%. £190/month saving."
Emma Wright
Premier Express Convenience
"Been with same card provider since 2019 (Paymentsense). Paying 1.65% + £28/month. CapExpand got us Dojo at 0.94% + £0/month. Saves about £165/month. Whole switch took exactly 1 week. New terminals are miles better."
Tony Bennett
Bennett's Fish & Chips
👆 Hover to pause scrolling • Continuous smooth loop
Our Services
Business Funding
Business Funding
£5,000–£500,000 to scale your operations.
Flexible capital based on your revenue. Invest in growth opportunities.
- Expand inventory & operations
- Flexible repayment structure
- No asset security needed
Payment Terminals
Card Machines
Rates from 0.29%.
Free terminal rental. No contracts & no setup fees.
- Next day delivery
- All business types
- Price match promise
Business Funding Guides
Expert advice on securing funding for your business
How to Get Business Funding UK
Complete guide to getting business funding in the UK. Compare options, requirements, and application process.
Best Business Funding for Bad Credit
Get approved even with poor credit. Revenue-based funding options that focus on sales, not credit score.
Merchant Cash Advance vs Bank Loan
Compare MCA with traditional bank loans. Which is right for your business? Pros, cons, and costs explained.
Ready to Get Your Free Quote?
Get fast funding with same-day decisions • No credit check • Takes 30 seconds
✓ No impact on credit score • ✓ 30-second application • ✓ Decision in 24 hours