Tap to Pay
on iPhone
Accept contactless payments right on your iPhone. From debit and credit cards to Apple Pay and digital wallets—no card machine required.
Ready to accept
Hold card near iPhone
Contactless Payments. On Tap.
Accept in-person, contactless payments with an iPhone and the CapExpand app—from debit and credit cards, to Apple Pay, and other digital wallets. No extra hardware needed.
Power Through Queues
If you have an iPhone, you can take payments. More ways to get paid means less stress when the lunchtime rush hits.
Freestyle Payments
Truly mobile payments. Take transactions at the till, table, or garden. Do business on the move, wherever you are.
No Extra Hardware
Accept payments with only an iPhone—no card machine needed. Just open your app and start taking payments.
Secure & Private
Uses built-in iPhone security to keep data private. Card numbers never stored on device or servers.
Accepting Payments is Easy
Open App
Launch the CapExpand app on your iPhone and enter the purchase amount.
Present iPhone
Show your iPhone screen to the customer with the amount displayed.
Tap to Pay
Customer holds their card or device at the top of your iPhone for a few seconds.
Done!
See the checkmark confirmation. Payment is complete and processing.
Works on Your iPhone
Compatible with iPhone XS and newer, running iOS 16.4 or later
Update your iPhone to the latest iOS version: Settings → General → Software Update
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Frequently Asked Questions
How do I get Tap to Pay on iPhone?▼
You must be a CapExpand payments customer to use Tap to Pay on iPhone. Once you're set up with our payment services, simply download the CapExpand app on your iPhone, and you can start accepting contactless payments instantly—no extra hardware needed.
What devices support Tap to Pay on iPhone?▼
Tap to Pay works on iPhone XS and newer models running iOS 16.4 or later. This includes iPhone XS, XR, 11, 12, 13, 14, 15, and all Pro and Max variants. Simply update your iOS to the latest version to ensure compatibility.
What payment types can I accept with Tap to Pay on iPhone?▼
Accept all contactless payment methods: physical debit and credit cards (Visa, Mastercard, Amex), Apple Pay, Google Pay, and other digital wallets. All transactions are fully encrypted and secure.
Is Tap to Pay on iPhone secure?▼
Absolutely. Tap to Pay uses iPhone's built-in security features to protect your business and customer data. Card numbers are never stored on the device or Apple servers. All transactions use bank-grade encryption and are PCI compliant.
Do I need a card machine if I have Tap to Pay on iPhone?▼
For many businesses, Tap to Pay on iPhone can replace traditional card machines entirely. However, some businesses prefer a combination—using Tap to Pay for mobile transactions and traditional terminals at fixed locations like checkouts.
Are there transaction limits with Tap to Pay on iPhone?▼
Contactless payment limits follow UK standards (currently £100 per transaction for contactless). For larger amounts, customers can use Chip & PIN on a traditional terminal or alternative payment methods.
Can multiple staff members use Tap to Pay on their iPhones?▼
Yes! Each staff member can have the app on their iPhone, all linked to your merchant account. This is perfect for busy venues, events, or businesses with multiple service points.
What happens if my iPhone battery dies during service?▼
We recommend having backup payment methods available (a charged card terminal or another iPhone). You can also keep a portable charger handy. Most iPhones last a full shift with regular use.
Security & Compliance: Tap to Pay on iPhone uses the built-in features of iPhone to keep your business and customer data private and secure. When a payment is processed, card numbers are never stored on the device or on Apple servers.
*Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. Not available in all markets.
Turn Your iPhone Into a Payment Terminal
No hardware purchase • Instant setup • Works anywhere
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